Questions answered by Constance Denise Coleman

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In Florida one's house is exempt from a judgment creditor. Does this include the wages earned in order to pay the mortgage, etc?

Constance's answer | Answered on June 30, 2015

My colleagues are correct. Homestead exemption and wage garnishment are two separate areas and have separate laws governing each. You should...

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When to notify creditors of bankruptcy

Constance's answer | Answered on June 28, 2015

Notifying them of "your plans" to file will not stop them from repossessing your car. You should file as soon as you can and notify them of your...

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Non-payment of PDR services by commercial entities. Theft of services?

Constance's answer | Answered on June 20, 2015

Your comment is dealing with several issues and you might better get the answers to your questions by sitting down for a free consult with a...

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Can a contractor (painting company) file a lien for 30% of quote, on my property, if he does not show up on the scheduled date?

Constance's answer | Answered on June 17, 2015

Unfortunately, there are so many unanswered questions in your post. You really need to consider having an attorney review the contract to make sure...

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If I Pay in full for a lesser amount to old credit card debt how long will the settlement be reported for?

Constance's answer | Answered on June 17, 2015

I agree with my colleagues responses. I would make one suggestion - be sure to get a letter from the collection company stating that you settled...

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We filed bankruptcy last year and didn't receive a discharge because we did not pay the last fee payment. How do I re file?

Constance's answer | Answered on June 15, 2015

You should definitely seek the advice of a bankruptcy attorney. Your posting is very vague; therefore I'm unable to really give you information...

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Took out a $7,500 loan two months ago from my credit union to try and consolidate my debt. Wait to file Chapter 7?

Constance's answer | Answered on June 12, 2015

Attorney Sharon Sperlungs information is critical. It is very very important for you to know and understand that Credit Unions have different...

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Hi I am looking for an attorney that deals with the FCRA?

Constance's answer | Answered on June 09, 2015

If you believe you have s claim against Equifax, then don't wait, contact an experienced lawyer who can carefully review your possible claim. The...

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My Chapter 7 BK discharge really messed Like I post before let me explain why about this question again?

Constance's answer | Answered on June 09, 2015

I agree with my colleagues. However, It may be a good idea to file a Suggestion of Bankruptcy in the recently filed foreclosure case to put the...

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Does an employer have to notify the employee about a Writ of Garnishment?

Constance's answer | Answered on May 30, 2015

My colleagues are correct, not duty for an employer to notify an employee of a pending garnishment. However, on a different note, you may want to...

Constance Denise Coleman's Answers (81)

In Florida one's house is exempt from a judgment creditor. Does this include the wages earned in order to pay the mortgage, etc?

When to notify creditors of bankruptcy

Non-payment of PDR services by commercial entities. Theft of services?

Can a contractor (painting company) file a lien for 30% of quote, on my property, if he does not show up on the scheduled date?

If I Pay in full for a lesser amount to old credit card debt how long will the settlement be reported for?

We filed bankruptcy last year and didn't receive a discharge because we did not pay the last fee payment. How do I re file?

Took out a $7,500 loan two months ago from my credit union to try and consolidate my debt. Wait to file Chapter 7?

Hi I am looking for an attorney that deals with the FCRA?

My Chapter 7 BK discharge really messed Like I post before let me explain why about this question again?

Does an employer have to notify the employee about a Writ of Garnishment?