I was driving a 150cc moped in South Florida when I was hit by a car and have injuries. The other person was at fault.

Based upon your limited information, it appears PIP will be available to treat your injuries. Please make sure you get treatment asap for several...

You may file bankruptcy at any time. However, your question does not specify if your intent is to get the car back or to get rid of the debt...

I need an attorney to negotiate the balances on my credit cards and have the interest and balances reduced to be paid over time.

Your debts are very high and will be difficult to negotiate with your current income. Based upon my experience, the best deals come when you make a...

Can I loose my home during a chapter 7 bankruptcy?

Most of the responses are focused on your home; however, there may be an issue with keeping your past due vehicle if you file Chapter 7. I...

In a Chapter 7 Bankruptcy, how do I go about serving new creditors who are added after the initial Voluntary Petition was filed?

Adding additional creditors after filing is a bit tedious. You will need to amended the schedule which pertains to the creditor (ex. If you adding...

The finance company, a secured creditor, is properly perfected with have priority. This comment is for general information only. The...

How does a mediation work during a bankruptcy?

The success rate is higher when mediation is conducted and overseen by the bankruptcy court for several reason; 1) an actual attorney for the...

As the co-borrower, the short answer is yes you can sale the car. However, timing is critical because the borrower is in bankruptcy and the car is...

Can the filing fee for a Ch7 Bankruptcy be waived or reduced for low income families?

Absolutely. However, by merely submitting the application does not guarantee that it will be waived, but it wouldn't hurt to apply. Another option,...

Can a collection agency collecting on a medical debt turn you into a credit report

Absolutely! A medical provider is a debt collector; therefore, they can report your unpaid debt to the credit bureaus. However, often times...