Archived
I received notice by mail that my townhouse was sold at public auction on May 20th for failure to pay outstanding assessment fee
Charles's answer
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Answered on June 06, 2011
I agree that you need to contact an attorney as soon as possible. It is important to distinguish between a mortgage foreclosure and a condo lien...
Archived
If you are 3 months past due on your mortgage payment can. you make one payment to hold up filing for foreclosure?
Charles's answer
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Answered on June 04, 2011
Once there is a payment default and the lender accelerates the mortgage they can refuse less than the amount needed to reinstate the loan. But if...
Can I legally make my mortgage company stop sending "inspectors" out every month?
Charles's answer
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Answered on June 03, 2011
This is a new trend where lenders are abusing the rights under the vacancy inspection provision of the mortgage. Where a homeowner abandons the...
Archived
Landlord problems in FL
Charles's answer
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Answered on June 03, 2011
Since the current written lease provides for the landlords use of the extra room, you and the landlord would need to agree to a written...
Archived
Homeowner foreclosure, mortgage lis pendens?
Charles's answer
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Answered on June 03, 2011
A lis pendens is "notice to the world" of a pending claim regarding the real property. In the context of a foreclosure it means that the lender...
Archived
In a foreclosure am I protected against capital gains?
Charles's answer
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Answered on February 08, 2011
It all depends on if the bank forgave the debt or issued an IRS form showing that the forgiveness was shown as income.
Archived
Motion for relief contradicts foreclosure filing
Charles's answer
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Answered on February 08, 2011
Under Florida law a conflict among certain factual allegations in the pleadings does two things, one it precldues summary judgment and if the same...
Archived
We were recently served with paperwork stating that the home that we rent is being foreclosed upon.
Charles's answer
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Answered on February 08, 2011
You need to comply with the terms of your lease so long as the leasehold is available for use and occupancy.
Archived
I am a tenant in a foreclosed house. The house has already been through the auction process and 90 day notice was given...
Charles's answer
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Answered on February 08, 2011
Does the 90 day period end at the end of the 24 hour period? I am unclear on the question. If the 90 days period ends at the end of the 24 hour...
Archived
Does a HOA have any means to get a bank to move forward on a property in foreclosure?
Charles's answer
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Answered on February 08, 2011
An HOA's position is subordinate and inferior to that of the first mortgage holder. As a result, the HOA cannot make the bank move forward in its...