Archived
Can we still qualify for the Mortgage Debt Forgiveness Tax Relief Act of 2007(applicable till the end of 2012)?
Andre's answer
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Answered on September 10, 2012
If you received a discharge in your bankruptcy filing and you did not sign a reaffirmation agreement on your mortgage, then the issue would not be...
Archived
Can i fight forclosure after chpt.07 bankruptcy?
Andre's answer
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Answered on August 30, 2012
In Hillsborough County, you should consider mediating with your lender through the foreclosure case. Once the foreclosure is filed, you can file a...
Archived
I send 1,000 a month to cover my mom's medical expenses, can I deduct this amount from disposable income for Ch 13?
Andre's answer
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Answered on August 24, 2012
Most likely you can. It depends on which chapter 13 trustee in the Tampa Division you are assigned on how much documentation you will need to...
Archived
How do I know if Bankruptcy is the right choice for me?
Andre's answer
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Answered on August 24, 2012
Most attorneys, including myself, will offer you a free consultation to determine if bankruptcy is the best option for you. There are several...
Archived
What can happen when when two foreclosures takes place on the same property, such as mortgage co. and Condo association?
Andre's answer
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Answered on August 23, 2012
As soon as a sale date is set by either the association or the bank, you will lose title to the property. You may want to consult an attorney...
Archived
My house has been foreclosed on and now sold. I never had any notice that there was a forecloser hearing
Andre's answer
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Answered on August 21, 2012
If the property was just sold and the title has not transferred yet, you could consider filing for bankruptcy and that may give you the 1-2 months...
Archived
I am looking to file bankruptcy and need to know about the cost, the time it takes to discharge and if payments can be made.
Andre's answer
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Answered on August 17, 2012
The costs of filing bankruptcy vary considerably on the specifics of your situation. Chapter 7s are generally the lowest fees and the quickest to...
Archived
Does Chapter 7 bankruptcy wipe out a deficiency judgment on commercial property?
Andre's answer
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Answered on August 13, 2012
I agree with the response above that the chapter 7 bankruptcy will resolve your issues with the debt regardless if judgment is entered yet or not. ...
Archived
If Sale Date has been set on foreclosure, what is the timeline for filing a motion prior to the sale?
Andre's answer
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Answered on August 08, 2012
You should file the motion as an emergency motion and state a valid, legal reason for why the sale should be canceled. Bring the emergency motion...
Archived
What happens when your name is removed from the master order of a foreclosure and the bank did not follow through with claim?
Andre's answer
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Answered on July 30, 2012
I agree that you need to see an attorney who has knowledge in this particular area to see what happened. The bank should attempt to notice you if...
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