Archived
I got married on Dec. 31 to a woman that filed chapter 13 in 2009. We received a tax refund due to my earnings. Can we keep it
Andre's answer
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Answered on November 12, 2012
If your wife has an attorney representing her, you both should discuss the situation with him/her. It may be possible that the attorney can file a...
Archived
2 people on condo title, only one files for bankruptcy, me. D do I need to use my Homestead exemption to protect my equity, or ?
Andre's answer
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Answered on October 12, 2012
I have to agree with my colleagues, but would like to add that it's going to be in your best interest to consult an experienced attorney to assist...
My HOA has been named as a defendant in a lender foreclosure in our community. What should be our written response?
Andre's answer
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Answered on October 05, 2012
I'm not sure why the other owners in your community would not have had the HOA listed as a Defendant. It is normal procedure to list as a...
Archived
I need to contest foreclosure sale within the 10 day redemption period. Can I do it myself?
Andre's answer
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Answered on October 03, 2012
If there is a sale set but it has not taken place yet, the bank will generally request its attorneys to cancel/postpone the foreclosure sale if...
Archived
Can anyone garnish my wages after foreclosure?
Andre's answer
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Answered on October 01, 2012
You should also be careful about maintaining HOA payments until the bank forecloses. If this is a hardship, you may want to consult with the HOA...
Archived
Is there anything that can stop a bank from taking everything and leaving me on the street?
Andre's answer
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Answered on September 24, 2012
I agree with the other attorneys here. Bankruptcy may be an option, but it's hard to say when you mention you have certain unspecified assets. I...
Can a bankruptcy trustee in FL sell my home after a Ch 7 discharge if I didn't exempt it and it is upside down over $20,000?
Andre's answer
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Answered on September 19, 2012
You could attempt to amend your petition to exempt the property. However, this will likely limit the other exemptions you're allowed to use and...
Archived
One year into a Chapter 13 and have now stopped paying my mortgage What happens to the 13?
Andre's answer
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Answered on September 17, 2012
I agree with Ms. Bowinski that you need to modify your chapter 13 plan. Assuming your plan is already confirmed by the court, you may need to file...
Archived
What does it mean to have your case referred to another Law Firm Is this telling me I have a case or are they just checking ?
Andre's answer
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Answered on September 11, 2012
If the foreclosure is referred to a new law firm, then it's likely that the bank and its former counsel have parted ways and found new...
Archived
Florida: Am I eligible to file unemployment?
Andre's answer
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Answered on September 11, 2012
It sounds like your last 6 months of income would make you close on your eligibility to file chapter 7. However, there are other factors that...
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