Homestead exemption

If you have money to put in your homestead that may be the best protection for you in Florida. Homestead is constitutionally protected and courts...

Car purchase for 75 year old mom on SS about to file Ch7.

If you re the borrower I would think you are the titled owner and not mom. If so, this is a non issue as the equity is yours not hers. If she is on...

Being sued by credit card company? I don't have the money to pay them, what can they do to me if we go to court?

First of all, bankruptcy firms usually offer free consultations. I would suggest finding a reputable firm, sitting down with an attorney and...

Bankruptcy attorney retained, however I would like a second opinion. Should I discontinue mortgage payments until plan begins?

Depends in the strategy overall. If your plan is to cure the arrears in the mortgage, don't stop paying. If you are going to attempt a modification...

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You can always file bankrutpcy. Doesn't have to be now. Have you considered finding a listing agent, short selling the home, and negotiating the...

You don't owe them money anymore however bank still has a lien and you still are the owner of the property. It's not uncommon for the lender to ask...

What are the effects of 1099A. Deficiency judgement replaced by stipulated settlement note for payment over 6 years?

The lender issues the 1099a because they have, in full or in partial satisfaction of the debt, acquired an interest in property that is security...

Listing potential tax refund on Schedule C. Bankruptcy Chapter 7 in Florida.

You can exempt it under 222.25(4) to the extent that it's not exempt under 222.25(3) "earned income credit.". And it's not too late. If you need to...

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My sallie mae loans where discharged in BK can they still take my refund?

Yor student loans most likely were not discharged in your bankrutpcy. In order to ahve them discharged you need to file a special complaint with...

A suggestion of bankruptcy is filed after you actually file the bankruptcy petition, not the other way around. Get with an attorney and file your...