Is it legal for a creditor to demand payment of a debt that was never mine in the first place?

You need to contact an attorney that practices consumer law. Under the Florida consumer Practices Act, the creditor needed to provide to you proof...

Will bankruptcy clear the debt on my licenses to a insurance company ?

I'm assuming that you mean your drivers license, not a license to sell insurance. If that's the case, then yes a bankrutpcy can help. I have had...

Is reaffrimation for mortgage/note necessary when filing chapter7?

if you didn't reaffirm the debt, then the debt is discharged. If the bank attemtpst to collect the debt from you personally contact an attorney.

I want to dismiss my ch 7 bankruptcy but don't want to file a motion. Won't the trustee just dismiss it if I don't attend 341?

If the Trustee suspects there is an asset to be administered in this case, they won't move to dismiss it. Talk to the trustee, if the only issue is...

I sold a boat on payments and they refuse to pay me now what can i do?

Sounds like you have a contract and it also sounds like they are in breach of that contract. You can sue them for the money owed to you and get a...

Once my Ch 7 Bankruptcy is discharged, can I contact the lender and get out from under my condo? I gave it up in the bankruptcy.

Talking to your lender is fine, but you may find that your lender isn't just going to jump at the idea of accepting a deed from you. They don't...

Is credit card debt subject to a statute of limitations?Subject to Fla law or state where cc originates? Rules re debt cos?

the statute of limitatins on credit card debt is 5 years from when the debt was incurred or from the last time you made a payment on the card,...

Where to file a bankruptcy

File here in Florida, but get with a bankrutpcy lawyer about which exemptions to use.

Generally no. You need to file a notice of some kind with the state court letting them know that you have filed for Cahtper 7 bankrutpcy. But take...

In practice, the trustee may press you on the transfer, however it isn't likely. Especially if there are no other assets in the case. The person...