Archived
If I defaulted on a loan 6 years ago, then the loan was sold, can the new loan owner start placing derogatory marks on my credit
James's answer
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Answered on September 17, 2013
Yes. The FCRA governs crediting reporting. Derogatory marks can stay on your credit report for up to 7 years, not withstanding any state SOL.
Archived
Ex boyfriend trying to come after me for money spent during our relationship. We live in 2 diff states now .
James's answer
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Answered on September 17, 2013
If you never used his card and do not owe him any money, then he will ultimately lose in court. You should have your attorney send him a letter...
Archived
A coworker I know played a very cruel/stupid practical joke on his boss. A few weeks ago he found his bosses credit card and
James's answer
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Answered on September 17, 2013
This isn't a practical joke. This is a crime. Tell your co-worker to hire a criminal lawyer.
Archived
Credit card company is coming after me since my ex husband wont pay if I don't they will take me to court is this possible
James's answer
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Answered on September 17, 2013
Really there are two questions here: First, whether the card was your responsibility in the first place, and second, whether or not you can force...
Archived
How do I start debt settlement on my own?
James's answer
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Answered on September 17, 2013
Here is some advice:
1. Make sure that you have considered and rejected all of your other options (e.g. litigation, bankruptcy, dispute,...
I owe student loan debt Sallie Mae. I was served summons by collection law firm. Do I admit to the debt in my answer to summons?
James's answer
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Answered on September 17, 2013
If you do not do anything, you could lose by default. However, filing an Answer is not the only way to respond. You should find an attorney in...
Archived
How do I stop debt collector from harassment.
James's answer
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Answered on September 12, 2013
I agree with all of these attorneys. The best way to find an FDCPA attorney is to go to naca.net. Most will take your case on contingency.
Archived
Would they just take an old used car in order to pay off a Credit Card debt?
James's answer
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Answered on September 12, 2013
1. If the judgment is against you only, they cannot take your wife's car is not on the judgment, they cannot take her car. Of course, don't be...
Archived
Will my daughter's credit be effected if I am her co-signer and she cannot pay her rent?
James's answer
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Answered on September 12, 2013
Q: Will I be able to keep her credit clean and take full responsibility of the outstanding balance?
A: Unfortunately, the creditor is allowed to...
Archived
What does ordered that the writ of garnishment issued by the clerk is hereby dissolved and done and ordered means
James's answer
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Answered on September 12, 2013
I agree with both of the attorneys above.
"The writ of garnishment issued by the clerk" means that at some point the clerk issued a writ of...
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