Archived
I am being sued by a debt collection company for a credit card debt. I have a trial date set for March (next week) and just
Scott's answer
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Answered on March 05, 2013
The collector may be seeking summary disposition due to the ability to provide evidence in the form of an affidavit rather than actual testimony at...
Archived
Can debt collector call several times a day?
Scott's answer
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Answered on February 26, 2013
The debt collection statutes provide Florida consumers legal protection from certain forms of debt collection methods such as excessive calling...
Archived
Live in Florida ! My Home Has Homestead Exemption ! Selling my home soon ! lost Credit card judgment in court in July 2012
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Answered on February 25, 2013
There are steps you can take to protect the assets from the sale and the homestead exemption and you must be careful to keep the funds from being...
Archived
What is justified as a proper response to a Validation Letter sent to a creditor?
Scott's answer
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Answered on February 25, 2013
Unfortunately, the debt collector does not have to provide a great deal of information or documentation to comply with the validation letter. ...
Archived
How do I fight a Default Final Judgement that I never remember receiving .
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Answered on February 23, 2013
I will assume the lawsuit was filed in Palm Beach County based on the Lake Worth address above. If you are challenging service in the case, the...
Archived
Credit card company turned me over to collection agency (lawyer) 3-4 years ago, been paying 203.00 every month.
Scott's answer
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Answered on February 23, 2013
Without more information, it is impossible to determine whether the settlement offer is reasonable or in your best interests. A variety of factors...
Archived
Can a stipulation entered to pay a credit card debt be changed after it has been entered?
Scott's answer
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Answered on February 22, 2013
While it would be extremely difficult to "get rid of it entirely," you may be able to renegotiate the terms of the stipulation depending on the...
Archived
Is it legal to list collection account as negative on credit report if payments are being made?
Scott's answer
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Answered on February 22, 2013
This likely raises some misrepresentation issues on the part of the collection company. The collector implied that the account was listed as...
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