Deciding on how to best defend a case depends on a number of factors such as the creditor who filed the case (or 3rd party debt collector), the...

What does this mean? Is it legal for them to garnish his social security wages? Do we need to do something else now?

What was the basis for the creditor's motion to strike your claim of exemption? Social security is generally exempt from garnishment; however, the...

Is there any way to find out how many cents on the dollar my C.C. debt was purchased for?

The sale amount is listed in a document typically called the Credit Card Account Purchase Agreement, Loan Sale Agreement, Forward Flow Agreement,...

I have $18,000 credit card debt. What should I do to get rid of it?

Debt settlement is a great option to avoid bankruptcy, but there is a great deal of uncertainty to understand prior to moving forward with a debt...

Fcra/fdcpa issues

Assuming the debt is valid, I would need more information to determine whether there is a violation. When you dispute a debt on your credit with...

What could happen if i can't pay a $500 credit card bill and they send it to a legal office to handle?

If you are unable to pay a credit card debt, they are able to file a lawsuit against you; however, lawsuits are not filed on every outstanding...

A debt collector is not able to call excessively to annoy or harass a consumer into paying a debt. Although there is no certain number of calls...

How do I prevent a bank from turning over balance of negotiated debt to a collection company?

Be sure to keep copies of all the documentation and proof of the payment(s). Although the amount forgiven as part of the settlement should not be...

Debt collectors are harassing my family with threats and they know how to contact me what can i do to stop this

I agree with the above responses; however, there are increasing numbers of these collections that are absolute scams. The first thing I would do...

Once settling on an amount owed to an attorney and a payment plan can an attorney all of a sudden demand payment in full?

It would depend on the language of the agreement (which can be established through several emails). As long as the debt was to be settled in full...