Archived
My chapter 13 was started because my hoa wanted to foreclose on my house. I owe them about $13,000 and credit card bills $45k.
Julianne's answer
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Answered on October 31, 2013
You don't get to pick and choose who you list and schedule for payment in Chapter 13. You have to provide for a dividend to the unsecureds. If your...
Archived
My corp. filed for chapter 11 was liquidated and dissolved but we are sill being pursued by a creditor. What should I do now?
Julianne's answer
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Answered on October 30, 2013
The RND does not mean the case is closed. That involves a separate order. The stay persists until relief is granted or the case is closed. Any...
Archived
I need a lawyer now to help me with my debt situation. I have been receiving subpoenas in the mail from lawyers, etc
Julianne's answer
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Answered on October 30, 2013
Keep this in mind as you search: There are many, many lawyers who are "bankruptcy" lawyers now who until recently were some other form of lawyer...
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Husband filed Chapter 7 in 2008 and I filed in 2011 both due to a foreclosure on a home. We have been living in another home...
Julianne's answer
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Answered on October 24, 2013
The fact that you owned the 2nd home, and apparently had a loan on it, means it was included in bankruptcy whether you intended it be or not, and...
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Home foreclosed 2 mths ago, title has not changed due to lack of proof of publishing. Still receiving water bills. Lawn, HOA etc
Julianne's answer
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Answered on October 23, 2013
You are not clear whether you actually received the "cash for keys" and what terms were agreed to in that context. It may be that there was no...
Archived
Can my ex take me back to court after filing ch 7 bankruptcy when he's a co-signer on one loan to make me pay that loan?
Julianne's answer
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Answered on October 22, 2013
A common misconception is the impact of bankruptcy as to an ex-spouse. If your divorce decree has what is known as an "indemnification" clause,...
Can I transfer my condo title into an LLC so that I may be able to continue to rent it during the foreclosure process?
Julianne's answer
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Answered on October 21, 2013
I do not understand your logic. I think you are operating under some misconceptions. It is yours to transfer anywhere you want, particularly if...
Archived
I'm a creditor in a Chp 7, do I have a right to know asset amounts the trustee holds especially if he has checks in my name?
Julianne's answer
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Answered on October 17, 2013
Not necessarily, or at least not immediately. The checks represent funds that may be assets of the estate , and a trustee has a fiduciary duty not...
Archived
Can your student loans be entered into a chapter 13 bankruptcy?
Julianne's answer
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Answered on October 16, 2013
Student loans are not dischargeable, meaning that they emerge unaffected by your filing...unless you file an action in the BK court and can prove...
Archived
A Sheriffs sale is scheduled for December 18 2013 on my house, if I file for a Chapter 7 BK will that delay the sale
Julianne's answer
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Answered on October 16, 2013
Yes. But your lender can file a motion for stay relief and presuming your house has a valid homestead exemption, relief will ultimately be...
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