I received a summon for credit card <10K, is there a way to pay less than what they are asking for?

Lawsuits filed by creditors and their attorneys for credit card debt are often lacking in required supporting documentation. Hiring an attorney to...

What legal ramifications are involved with foreclosure on two investment properties that are worth 25% of purchase price.

I agree with the answer above and would add that according to a new case that your bankruptcy district appears to be following, you may be able to...

Ex - husband s credit card still on my Credit Report

I'm sorry to hear of the problems you are having with your ex and debts. Unfortunately, these problems are common where the parties are splitting...

I mailed a certified debt validation letter with return receipt to a credit collecting agency

I would check back in 30-45 days to see if the item has been removed. The response you have received suggests that the creditor has acknowledged...

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SOL on a private student loan in CA?

Some student loans may be dischargeable if they were not incurred in paying for education expenses to qualified higher education institutions. For...

What is a recievers bond and what is it used for?

From www.uslegal.com... On appointment of a receiver in most jurisdictions, a bond conditioned on the receiver's faithful performance of the...

In chapter 13 can I surrender a property without having a declaration of Home insurance and condo insurance?

The Trustee will want proof of insurance on property that is being surrendered and claimed for the bankruptcy estate. As of the date of filing, all...

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Wage garniishment hearing - what should I expect? How should I prepare?

In Florida, a debtor may obtain an exemption from wage garnishment if he or she qualifies as a head of household. At the hearing, the debtor can...

Will filing for Chapter 7 bankruptcy stop a foreclosure sale if I am no longer on the title to the property?

A deed of trust provides a lender with security against money borrowed and enables lenders to seize and sell the property if a mortgage is not...

Can a lender pursue a Deficiency Judgment in a primary residence first mortgage in Florida?

In addition to the answers above, I have been seeing the Mortgage Insurance Comapnies (PMI) coming after the borrower/defendant for the deficiency....