Archived
We foreclosed on our house in 2009 and filed for bankruptcy in 2011, can the bank still go after us with balance of house?
Emil's answer
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Answered on April 09, 2013
Assuming you received a bankruptcy discharge, the bank cannot sue you for a deficiency on the mortgage. When the discharge was granted, it...
Archived
What is the limit on how many times a person can file bankruptcy and is the a period of time you have to wait between filing
Emil's answer
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Answered on April 09, 2013
You would be eligible to file Chapter 7 or 13 Bankruptcy. There is no limit on the number of times a person can file bankruptcy. However, a person...
Archived
Whether inherited IRA's are exempt in Chapter 7 bankruptcy?
Emil's answer
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Answered on April 05, 2013
This issue should definitely be discussed with a bankruptcy attorney in your area as the answer may depend on your jurisdiction. Generally, your...
Archived
Will the local court let me file Chapter 7 Bankruptcy forma pauperis??
Emil's answer
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Answered on April 05, 2013
If Social Security is your only form of income and your case is a simple Chapter 7, you have a good chance of getting the filing fee waived. You...
Archived
What does a "Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines" letter mean?
Emil's answer
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Answered on April 03, 2013
This notice means that a Chapter 7 Bankruptcy has been filed and you are listed as a creditor. If the Debtor owes you child support, that is why...
Archived
My wife and I recieved a summons concerning a hospital debt of $722.00 started by a collection agency.What can we do?
Emil's answer
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Answered on April 03, 2013
What you can do is contact the agency or agency's attorney and see if they are willing to settle the debt for less than what you owe. Without...
Archived
Will Marriage have bad effect on Bankruptcy?
Emil's answer
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Answered on April 01, 2013
You should wait to marry until after her bankruptcy meeting of creditors. If you marry before filing, your income will be included in determining...
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Archived
Debt was sold by chase 7092.00 to midland they are trying to collect have not pd since 2009 when i los my job. husband on ss
Emil's answer
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Answered on April 01, 2013
You have some options to help resolve your issue. One option is to file Chapter 7 bankruptcy. Provided you qualify, the bankruptcy will wipe away...
Archived
My mother added me to her credit card now in collections. Can i remove myself from the card and not be liable for the debt?
Emil's answer
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Answered on April 01, 2013
You should contact the credit card company and figure out whether you are an authorized user or a joint owner as this will determine your...
Archived
I was summon with a continuing garnishment and I wanted to know is there is anything I can do about rejecting a garnishment?
Emil's answer
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Answered on April 01, 2013
Bankruptcy would be your best option to quickly stop a creditor from garnishing your wages. At the time of filing, the creditor must put any...
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