Ford is suing me for my earnings to collect the debt after 3 years after repossession. Can they do that?

Hi, if the previous lawsuits were dismissed without prejudice to re-file again, then yes. it sounds like they actually obtained a judgment in one...

Do i need to claim my wife's vehicle If only i am filing for chapter 7 bankruptcy.

Every Ms Reisman says is true. Even the simplest case can be complex. If you are not on the title, not on any loan and were never on the title to...

We will be discharged from our Chapter 13 at the end of 2014, is it too late to try to do a lien stripping of our 2nd mortgage?

If there was no equity over and above your 1st mortgage when you filed your case, I think you would have to show some change in financial...

Are social security benefits safe from ch7?

100% exempt from claims of creditors. It sounds like this might be your children's social security money for which you are merely a custodian over...

If my loan was discharged in a bk 7, the home was foreclosured, has an attorney for the lender get a judgement against me?

It is very common in Florida for a Debtor to surrender any interest in a homestead or investment property in the Statement of Intention, for the...

What are examples of nonexempt assets. for chapter 7 bankruptcy?

Exemptions can be quite complicated. Most states follow the federal exemption exemption scheme which allows about $23,000 in homestead exemption...

Very interesting. If you surrendered any interest in the property and did not reaffirm the debt, then you have most likely discharged your personal...