Archived
I am in the process of losing my home through forclosure, I have a short sale going on for nearly 8 mounths,lose / lose for me.
Jeffrey's answer
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Answered on February 08, 2010
Let me first respond to your first question with one of my own--did you have the mortgage back in February of 2004? If you listed it, and did not...
Archived
In a Chapter 13 bankruptcy do you pay back you credit card bills in full
Jeffrey's answer
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Answered on February 08, 2010
Let me supplement my colleagues excellent response--Chapter 13's are full of technical issues that you would be best to have an attorney dealing...
Archived
How do I respond to a foreclosure summons when I have set up a payment plan with my lender's loss mitigation department?
Jeffrey's answer
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Answered on February 07, 2010
Whatever you do, do not stop making the payments. Send it by certified mail, or hand deliver it if you can.
As for responding to the summons,...
Archived
Chapter 13
Jeffrey's answer
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Answered on February 07, 2010
Yes, it is important that when you provide information that it be as complete as possible. When you say "they have come back with a notice"--who...
Archived
My landlord says to ignore the foreclosure notice, that she's just refinancing. How do I know she's reall refinancing?
Jeffrey's answer
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Answered on February 06, 2010
You have an obligation to continue to pay rent until the house is ctually sold, and if you don't, you can be evicted, So, you will have to make a...
Archived
Online loan that wasn't paid and went into collections.
Jeffrey's answer
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Answered on February 06, 2010
Let me supplement Ms. Koslyn's [as usual] excellant response by suggesting that it might be a good idea for you to change your checking account. ...
Archived
Does the IRS pursue personal loan deficiencies?
Jeffrey's answer
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Answered on February 06, 2010
Baloney and more baloney.
First, the IRS does not act as a collection agency for private debt.
There may be a situation when a creditor...
Archived
I have been living seperately from my husband for 16 years now I would like to know if we are divorced yet .
Jeffrey's answer
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Answered on February 06, 2010
The first place I would look is the public records of the county in which you and your husband last resided, and then in records of each county in...
Archived
Can the Home owners association sue in small claims court after the foreclosure proceeding are complete. T
Jeffrey's answer
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Answered on February 05, 2010
I am not licensed to practice in California, but will make this general observation regarding liens and debts: there is a distinction to be made...
Archived
What would be the repercussions if I walked away from mortgage and moved into my other home?
Jeffrey's answer
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Answered on February 05, 2010
Depending on the laws of your state, the repercussions could be a disaster.
While living in a home without having to pay a mortgage would be...