I had a car repossessed 12 years ago and I got a letter from a law firm last October trying to collect. I just found out that
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Answered on April 28, 2011
In some states, service of a court summons can be made upon a legally authorized agent, such as a Secretary of State. If you moved and notice of...
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Debt Settlement
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Answered on April 28, 2011
A settlement in full, or even a settlement for less than the full amount, is still a settlement in which the creditor waives its rights to seek...
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Should the defendant present his motion to strike the debt affidavit at the summary judgment hearing day or try to get it in
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Answered on April 28, 2011
In my jurisdiction, a defendant wishing to oppose a Motion for Summary Judgment by filing an Affidavit must serve the Affidavit BEFORE the hearing,...
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I just got papers indicating that our landlord is in foreclosure with the property we are renting from him. Do we still pay rent
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Answered on April 28, 2011
As my colleagues have noted, you should continue to pay rent....at least for now. In some states, the process of foreclosure can take months,...
Bank levy to satisfy judgement in NC
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Answered on April 28, 2011
A garnishment or levy can be directed only to property that is owned by the judgment debtor. Your husband is not a judgment debtor, so his savings...
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How do I claim my car as an exemption and note that I owe more than the value?
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Answered on April 28, 2011
On Schedule B you list the car and its value
On Schedule D you list the creditor, the value of the car, the balance due, and denote $0...
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How to i get a laywer to help me
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Answered on April 28, 2011
If you lived in Florida, the following options would be available, and so you should check to see if NY has or would permit something similar to...
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Can I file a chapter 13 just to strip the 2nd Lien from my primary residence without having any other debts
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Answered on April 28, 2011
First of all, do not sweat the 1099C. If the debt is discharged in a BKC, then it is not a taxable event and a form 982 attached to the tax return...
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Credit card settlement question
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Answered on April 27, 2011
Technically, they are not required to report anything other than the truth. So, if you are settling the account without paying it in full, well,...
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How do I evict my son's girlfriend? We have no contract. She does nothing.She is a slob. She also has a Child that is 3.
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Answered on April 24, 2011
If there is no written or verbal agreement--a verbal agreement can be enforced--then the proper procedure for removal is "Unlawful Detainer". The...