A garnishment or levy can be directed only to property that is owned by the judgment debtor. Your husband is not a judgment debtor, so his savings...

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How do I claim my car as an exemption and note that I owe more than the value?

On Schedule B you list the car and its value On Schedule D you list the creditor, the value of the car, the balance due, and denote $0...

How to i get a laywer to help me

If you lived in Florida, the following options would be available, and so you should check to see if NY has or would permit something similar to...

Can I file a chapter 13 just to strip the 2nd Lien from my primary residence without having any other debts

First of all, do not sweat the 1099C. If the debt is discharged in a BKC, then it is not a taxable event and a form 982 attached to the tax return...

Credit card settlement question

Technically, they are not required to report anything other than the truth. So, if you are settling the account without paying it in full, well,...

How do I evict my son's girlfriend? We have no contract. She does nothing.She is a slob. She also has a Child that is 3.

If there is no written or verbal agreement--a verbal agreement can be enforced--then the proper procedure for removal is "Unlawful Detainer". The...

How do i get someone out of my house

If you had an agreement which involved rent being paid but payment has not been made, you still have a rental agreement and you must follow the...

What forms do i need to re-open my ch 7 bk case that was clsed b4 dismissal. court said i didn't get my ced couns form in on

Much depends upon the practice in your local jurisdiction. In my jurisdiction, the procedure would be to make a Motion to Re-Open to Allow...

If person dies and owes a lot in medical bills can the beneficiary on bank accounts still get money?

Much depends on the particular laws of IL. Typically, money in an account that is designated as "Pay on Death to" or "In Trust for" does not pass...

Can you still be evicted even if you are giving them money in spurs?

Yes, you can still be evicted even though you are catching up on your arrears. If, however, you were given a 3-day notice to pay rent or...