What can I do after 14 years of not knowing I had this on record?

Was the second mtg included in the Bankruptcy? It's hard to figure out what is happening here based on your question. You may want to set up a...

We have seen this issue at our firm countless times and have held the servicers and/or lenders accountable through various means, including RESPA...

So in response to my ex having to pay the mortgage because it is stated in the decree, what if he doesn't pay?

You should hire an attorney to preserve your rights, considering there may be equity in the property that you could be entitled to. You could also...

Can the primary borrower on a mortgage modify without cosigner signature?

Did your husband actually sign the note? or only the mortgage? In other words, is he truly a borrower or only a mortgagor? If he signed the note...

How can a 2nd mortgage become charged off if loan is in the Estate of?

Yes - when a loan is charged-off, this does not mean the debt goes away. It just means the creditor writes off the debt on their books. However,...

Can I be sued personally for a mortgage I am in default on before or during the foreclosure? Or are you only sued after??

Well if there is equity, then there is no debt to come after you for. If the property is underwater and you let it go to foreclosure, then they can...

Who is responsible to pay the previous owners condo debts at a foreclosure sale?

There is a joint and several liability clause in the statute, so previous and new owner could be held responsible. It's unclear whether the HOA...

Mortgage remodification?

I would not involve yourself in this person's endeavors. Why concern yourself with what he is doing? This is a forum to help people out with legal...

What are the downs sides to reverse mortgages for seniors?

Yes, there are a lot of things to consider that can be very problematic when considering a reverse mortgage. Your Father will need to make sure to...

What's my next course of action on Foreclosure case since filing a Chapter 13?

There's not much else to do In the foreclosure case. I assume your foreclosure attorney will file a Suggestion of Bankruptcy or something similar...