I had a chapter 7 discharge in March 2003 in Dallas Tx. When does that come off my credit reports?

The information is likely to be reported on your creditor reports for no less than 7 years and no more than 10. Ten is more likely to be...

Corp Chapter 7 pending discharge after 4 years

Preference actions and other "avoidance" claims relating to property of a debtor transferred prior to the commencement of the bankruptcy case must...

I have about $15,600 in delinquent credit card debt. Is it wise to use a debt settlement company?

Be aware that there are tax consequences to the settlement of debts. For example, if you manage to compromise your $15,633.00 in debts by paying...

I filed Chapter 7 in Oct 2008, can the bankruptcy court/trustee take two years of tax returns???

You should be cognizant of the fact that if you are entitled to a refund for 2008, the Trustee of your Chapter 7 case may make demand for that part...

What happens to joint accounts when only one spouse files Bankruptcy?

You have asked a number of questions, each of which properly requires its own response. I will address a few. First, you should be aware that...

I just lost a case and owe a lot of money. I have filed for Ch 7 in 2000.Can I re-file to get rid of the money I owe?

Under the bankruptcy law took effect on October 17, 2005, a debtor must wait eight years from the filing of his or her prior Chapter 7 bankruptcy...

What if you have foreclosure on your home already. Can I file bankruptcy

In answering this question, I assume your goal is to protect your home. Generally, if you otherwise qualify to file for bankruptcy and a...

My wages are being garnished at 15% to pay back an old student loan. I can't afford that. How do I get % reduced?

As you may have heard, student loans may not generally be discharged in bankruptcy in the absence of showing an undue hardship - which is very hard...

By getting married, one does not assume responsability for the pre-marriage debts of his/her spouse provided that person was not also obligated...

Ex filed BK (7) & i want to keep the house

In a Chapter 7 case, all real property owned by a debtor should be listed on Schedule "A". That schedule should reflect the estimated fair...