Archived
MMy husband died a year ago he had a snowmobile payment with the bank do I still have to pay for it I do not want it?
David's answer
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Answered on January 31, 2020
Please accept my condolences on your loss. As a general matter, a spouse is usually not liable for the debts of the other spouse. It would be a...
Archived
Can I file personal bankruptcy even if I’m married ?
David's answer
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Answered on January 30, 2020
However, be mindful that if your spouse does not file for bankruptcy and is jointly liable for any of your debts, he or she will not obtain a...
Archived
We had a contractor remodel our bathroom and kitchen, which they never finished once we paid them.
David's answer
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Answered on October 16, 2015
You may have a claim for breach of contract or specific performance. Assuming the contractor was properly licensed, you may wish to contact your...
Archived
If I file chapter 7, Is my jointly owned home considered an asset if the debt is unsecured and in my name only?
Thank You
David's answer
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Answered on August 11, 2015
Your home is an asset, however the equity in your home may be protected completely, or in part, by the homestead exemption available in your state...
Archived
I am not sure if I need a lawyer
David's answer
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Answered on July 30, 2015
While you have the right to represent yourself, it may not be the best idea to do so. You should NOT ignore the court date. You should also file...
Archived
Can I sue a general contractor for money owed?
David's answer
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Answered on July 25, 2015
You may want to consult with a lawyer specializing in construction law. Many states have laws allowing contractors, subcontractors and materialmen...
Archived
Can I take tin off my roof wich has shingles under it since the previous owner has a lein on property it sets on not the house.
David's answer
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Answered on July 18, 2015
If I understand your question correctly, you purchased a property, built a house on it, learned that the property is subject to a lien for a debt...
Archived
My home owner's insurance recommended a construction company. I signed a contract but do not want the work done by them.
David's answer
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Answered on July 18, 2015
Generally a mechanic's lien can only be filed where work is performed or materials provided, but the homeowner fails to make payment for the work...
Archived
Bankruptcy
David's answer
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Answered on July 15, 2015
The answer depends, in part, on whether there is equity in the property. Assuming there is equity above any mortgage and other encumbrances, since...
Archived
Can a bankruptcy be filed without getting a lawyer?
David's answer
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Answered on July 14, 2015
An individual (or married spouses) may file a bankruptcy petition on his, her or their own, i.e. pro se, but a business entity generally must be...
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