Bought a Home with My Son, now it's on Foreclosure. Should We both Declare Bankruptcy

The answer to your question depends on the shared goals of you and your son. If both of you are on the deed, then if either of you file for...

If creditor wants to settle 55% of the total debt is it a good deal or should I hire an attorney?

First, consider if the cost you incur in paying the lawyer to help you will justify a better result. You need to consider a cost-benefit analysis....

In WA State if a process server is trying to "serve you" can you ask them to mail it certified or send to your bankruptcy atty?

If no most jurisdictions you can authorize an attorney to accept service on your behalf if you do not wish to be hassled. You may want your...

Can a debt collector for a credit card garnish my husbands wages if we are making monthly payments?

I must assume that a judgment has been entered against your husband, although your inquiry is silent on this point. A judgment creditor (the...

Can you add interest to a 3rd part debt?

It sounds as if your credit report is reflecting that a judgment has been entered against you. You may wish to check with the Clerk of the Supreme...

Can I file for bankruptcy and leave my husband out of any proceedings? We do not own any property, etc together. Will this hurt

Even if only you elect to proceed with a bankruptcy filing, you will likely be required to disclose your husband's income on your bankruptcy filing...

Do I have to file bankruptcy if the only debt I have is the mortage?

While a Chapter 7 bankruptcy filing may help stall a foreclosure proceeding, it will not enable you to "discharge" the mortgage. However, a...

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My husband is filing for bankruptcy. Am I now responsible for all of his debt even though I am not a co-signer on the accounts ?

Generally, one spouse is not liable for the debts of the other. If there are joint debts, even though creditors are prohibited by the bankruptcy...

How long to file bankrutpcy?

Once the credit counseling certificate is available, assuming you have reviewed and signed the completed bankruptcy forms, the petition and related...

Can I file Chapter 7 if I own a home & owe on another?

Assuming you pass the "means test", the answer depends on two things: (1) the amount of equity existing in the properties; and (2) the amount of...