Archived
I own my car free and clear. The KBB value is $10k-$12K. Will I lose it in a chapter 7 bankruptcy?
My debt is about $35k.
Lisa's answer
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Answered on July 31, 2014
I agree with the other attorneys who have answered here. I will only add one thing: Make sure the attorney you hire files a lot of bankruptcies...
Can my car be taken from me for debt collection/asset seizure if I'm leasing/loaning it?
Lisa's answer
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Answered on July 31, 2014
They can't take your leased car because you don't own it. However, depending on your state law, an unpaid judgment for a car accident case could...
Archived
Can child support garnish additional monies above and beyond what is owed for child support?
Lisa's answer
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Answered on July 31, 2014
I have reclassified this question as "child support" so you get more responses.
Archived
Does the law firm, that is handling my spouses foreclosure, have the right to come after me if my name is not on the deed, title
Lisa's answer
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Answered on July 31, 2014
Spouses are often named in foreclosure cases for notice purposes only, especially if you reside in the house. You will often see "unknown tenants"...
Archived
Received garnisment notice has my name and social but one is from 08-09. Have never received any notice
Lisa's answer
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Answered on July 31, 2014
You may need to hire an attorney to handle this. Your best bet would probably be to file a Motion to Vacate the judgment based on lack of service....
Archived
I was served papers yesterday notifying me that a credit card company has filed suit against me.
Lisa's answer
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Answered on July 31, 2014
Do you have a bank account at the bank that is suing you for the defaulted credit card? If so, they can seek to "offset" your account for the...
Archived
I received a letter from a third party stating that action will be taken again me if I don't respond back. They will not give
Lisa's answer
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Answered on July 31, 2014
I agree that you should send out an FDCPA debt validation letter to this alleged creditor. I would also check your credit report to see if any...
Archived
I received a notice for garnishment the judgement is from 2009 not mine , how can i contest and the cost?
Lisa's answer
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Answered on July 31, 2014
Do you have the same name as the judgment debtor? File a Garnishment Claim of Exemption form with the Court and request a hearing. Before the...
Archived
How can I stop wage attachment?
Lisa's answer
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Answered on July 31, 2014
If your disposable weekly income is less than 30 times the federal minimum wage, your wages cannot be garnished. Regardless, you should consult an...
Archived
Settlement and how to answer
Lisa's answer
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Answered on July 31, 2014
If you settle before the Answer is due, you will likely sign a Stipulated Settlement Agreement prepared by the creditor's attorney. They will then...
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