I bought a house for my parents but had to evict them b/c they couldn't cover the mortgage payment. Can they claim the house?
Lisa's answer
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Answered on July 31, 2014
Considering the additional information you provided, you certainly have valid defenses to the case brought by your parents. After all, you are the...
Archived
Can Bank of America cancel a signed mortgage modification?
Lisa's answer
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Answered on July 31, 2014
If BoA offered you a permanent loan mod which you properly accepted, and you are current on your obligations under the modified mortgage loan, they...
Archived
An attorney wrote a letter from Georgia stating he bought a collection from a payday loan in South Carolina from over 5 years
Lisa's answer
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Answered on July 31, 2014
Proceed cautiously - this may be a scam. Check to see if this person is even a real licensed attorney in Georgia (the Georgia Bar probably has a...
Archived
I filed chapter 7 in 2009 and it's discharged. Can I file chapter 11 this time to manage my still heavy debt load?
Lisa's answer
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Answered on July 31, 2014
Did you own that time share back in 2009 when you filed your Chapter 7? If so, and you didn't reaffirm the debt, you might be off the hook for any...
Archived
Can collection agency charge an extra 53% of my principle?
Lisa's answer
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Answered on July 31, 2014
Your question is too vague to answer definitively. How long has the debt been in default? Along with applicable laws in your state, the contract...
Archived
Collections agency is saying they will sue me if I don't settle, but will not give me much info about the claim?
Lisa's answer
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Answered on July 31, 2014
Debt collectors lie - don't believe anything they tell you. There are many issues here which need further examination. Was the original debt...
I was served a summons by Resurgence Legal Group. i want to pay the debt but do i have to appear?
Lisa's answer
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Answered on July 31, 2014
If this is a small claims matter, it may not make financial sense to hire an attorney to represent you. Small claims cases generally require a...
Archived
Do I have a valid lease on my condo?
Lisa's answer
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Answered on July 31, 2014
Contact the new owners. If they are investors as you have been told, they may be perfectly happy to have a built-in tenant, and may extend a new...
Archived
Can lender come after me for deficiency on short sale?
Lisa's answer
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Answered on July 31, 2014
Deficiency judgments are allowed in Maine, as they are in Florida where I practice. I would not even consider closing on a short sale unless the...
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Archived
Does the actions of the landlords/previous owners fall under bankruptcy fraud and/or embezzlement or are their actions legal?
Lisa's answer
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Answered on July 31, 2014
This definitely sounds fishy, though I don't see bankruptcy fraud because you didn't mention that any parties have filed bankruptcy. You might...
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