My wages are being garnished for old traffics tickets. how do i stop the collection agency from this? im in the state of washing

Bankruptcy might be an option or going to the Court and claiming your wages as exempt as you are providing for four minor kids. Talk to the clerk...

Being sued for credit card debt by debt collector. How to handle discovery information received with a signature contract?

In your answer make sure that you raise this defense. The relevant question I imagine is did you use this credit card or allow someone else to use...

I am applying for the California Bar and am filling out the Moral Fitness Application. I had a divorce/bankruptcy in 1996

Generally student loan defaults are when you do not make any payment for a period of either 6 or 12 months. Look to the loan documents. Best of...

Unfortunately you did reaffirm the debt and you most likely are contractually obligated. You have a few options though. 1. Negotiate with the...

My wife wants to file chapter 7. she only recieves 290 a month from ss. I pay all the bills even though all the cards are in

Most likely yes. It depends on your income as well. But remember if you have your own debts those can be included to offset your income. If you...

What should we do if we are late on mortgage payments, are filing bk but want to keep our home?

You could look into a Chapter 13 bankruptcy or you should apply for a modification with the lender. The modification process is long and arduous,...

Look into the Fair Debt Collection Practices Act or the Virginia equivalent, if there is one. I would guess this would hinge on whether Sallie Mae...

Are children responsible any of their deceased parents debts including mortgages and association dues?

Generally no. The creditors will be limited to the estate which includes all the parents belongings. So this could limit the inheritance but...

What are the rules for priority of claims outside bankruptcy?

In Florida it will be determined by whoever the first to record the lien. See if there are any other liens filed in the county records in the...

Violation of FFDCPA

FDCPA is strict liability so technically you do have them. However I have seen judges in the southern district of Florida be lenient toward...