Archived
Can someone file Chapter 13 after having a Chapter 7 discharged 2 years ago? I received a court summons seeking a judgement for
Chad's answer
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Answered on September 19, 2011
This is tricky as the law says you cannot get a DISCHARGE pursuant to 11 USC 727(8) (if) "the debtor has been granted a discharge under this...
Archived
How can a credit card company send a 1099-C for bankruptcy debt when they sold the receivable?
Chad's answer
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Answered on September 19, 2011
I would contact the IRS. Generally speaking debt forgiven is a taxable event (income to you, bad debt to the company), however if you filed...
Archived
What does a Motion for a 2004 Examination by US Attorney mean?
Chad's answer
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Answered on September 19, 2011
A 2004 examination is explained by many in the community as a "fishing expedition" as whoever conducting it is looking for concealed assets or...
Archived
I HAD TOOK SOMEONE TO SMALL CLAIMS COURT AND THE JUDGE GAVE ME A JUDGEMENT FOR $ 1920.HOW DO I GET MY MONEY FROM THE PERSON
Chad's answer
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Answered on September 19, 2011
Do you have any checks from them or somehow know who they bank with? If you know the account number or bank go to your small claims court and ask...
Archived
My attorney did not file a reacclaimation form in my bankruptcy and my car got repo'd. What is the next step I can make?
Chad's answer
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Answered on September 19, 2011
Unfortunately your only option now is to negotiate with whoever repoed the car ie the finance company.
Archived
My mother's hospital has done a credit inquiry on my credit record without my authorization. Is that legal?
Chad's answer
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Answered on September 19, 2011
How did they get your social security number? This does not seem to be legal and you should contact an attorney in Kansas with regards to consumer...
Archived
Am I responsible for a bill from a Toll charge in Dallas from 2008 when someone else was driving my car?
Chad's answer
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Answered on September 19, 2011
I'm not a Texas attorney but unfortunately I believe that you are going to have to pay the toll. Usually governmental agencies have a longer time...
Archived
What are my options to stop collections?
Chad's answer
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Answered on September 19, 2011
Depending on the amount it seems as though Chapter 7 Bankruptcy might be your best option. Your other options would be to negotiate with the...
Archived
Mentally challenged family member and credit card debt.
Chad's answer
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Answered on September 16, 2011
Depending on the severity of your sister inlaw's disability, I would attempt to say she did not have the capacity. Meaning, if it was CLEAR to the...
Archived
My deceased husband had a credit card account in his name with me listed as an authorized user. Am I responsible for this debt?
Chad's answer
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Answered on September 16, 2011
Well this is interesting. Clearly they do not have the right to ASSUME fraud even if they most likely could prove it. It should not be reporting...
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