2 people on condo title, only one files for bankruptcy, me. D do I need to use my Homestead exemption to protect my equity, or ?

If you have equity in your home (where you live), you must claim it as exempt or the Trustee will use the strong arm powers provided by the...

Had a joint cell phone account and was the primary holder. This account got sent to a collection agency

Typically, a debt collector will take less money to settle a debt the older it is. So, if protecting your credit is not a big priority for you,...

Can we fight the mortgage company writing off our mortgage after ch 7 bankruptcy now they refuse to forclose and take deed?

The following answer assumes that Chapter 7 Trustee in your case is not attempting to sell the "pre-foreclosure interest" in the property. I...

If my ex pays off his arrears he owes for our daughter, can I still file bankruptcy?

Legally, the child support belongs to your daughter, although it is payable to you. So, you could file the bankruptcy even after receiving the...

I filed BK 7 1 year ago (07-24-11)discharge(11-15-11) Trustee sold the property for$3000.00 10-29-11 to investment company

You are only responsible for HOA fees from the date of filing of the bankruptcy until you are no longer owner of the property. Since the Trustee...

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I have 2 houses.. 1 in Florida which is my homestead and 1 in Alabama which is just empty.. I need to file bankruptcy ..

The first concept you need to get clear is that you do not "file a bankruptcy on a house", you file a bankruptcy placing yourself into a bankruptcy...

How does one find out if a debtor in Chapter 13 is making the monthly payments under a confirmed plan?

Contact Robin Weiner's office. She is the Chapter 13 Trustee. Have the case number handy when you call. Identify yourself as a stripped-off...

Will the bank take my $3,000 car, and old furniture if I don't relinquish my property in a bankruptcy chapter 7?

If your car is worth $3,000, and has no debt, and ALL of your other assets together are worth an additional $3,000 or less, AND if you are not...

Does a mortgage company need to get court permission to start foreclosure on a surrendered property?

The answer to your question is an emphatic YES ! Please check with your attorney to see if the bank asked for relief from the automatic stay or if...

Did a bankruptcy 7 and included my primary home. Now I'm getting foreclosure process but would like to keep my home. Can I?

First off, let's face a critical fact, it is very late in the process. You are in default on the mortgage and have already filed a chapter 7 to...

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