Archived
In a reaffirmation in chapter 7 can you renegotiate the loan to make the payments less? Or pay what the car is worth?
James's answer
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Answered on December 07, 2012
In the process of reaffirming the car loan, you CAN negotiate new terms. However, the lender will usually refuse to reduce the balance owed. If...
Archived
Can I get the credit card company to pay the 5000 due on the card because of my disability from a 2008 issue?
James's answer
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Answered on December 07, 2012
With the information you have provided, it is hard to say. The first question is what does the credit protection you purchased actually cover? To...
Archived
How can I sell a registered commercial lien upon a condo on Miami Beach?
James's answer
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Answered on December 06, 2012
I agree with Attorney Russo. If you "google" "mortgage factoring", you will see many companies that would be interested in buying your...
Archived
Can we add a repo car onto Chapter 13 file in Oct 2012?
James's answer
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Answered on December 06, 2012
Yes. If your plan has not been confirmed, it is as simple as filing an amended plan to change the proposed treatment of the car loan in the plan. ...
Archived
Can a condo unit owner in personal bankruptcy file a stay of release for a short sale real property?
James's answer
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Answered on December 06, 2012
I think you are intending to ask about "relief from stay". Only a secured creditor of the property in question, such as a mortgagee, a property...
Archived
Student took out chase student loans for college. He graduated, now repayment is too high for him to handle.
James's answer
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Answered on November 07, 2012
The sad truth is that there is not much your son can do. Student loans not eligible for bankruptcy discharge, unless you can show "undue...
Archived
What does a "Plantiff's Motion For Relief Under Rule 1.540 And/Or Rule 7.140 means? Could the lawyer make me pay afterward?
James's answer
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Answered on November 07, 2012
The following language you cited from the court document:
That the judgment entered in favor of plaintiff as against Defendant, be and the same...
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Archived
My wages have been garnished for a year 1/2 m y paycheck. I went blind in 1 year and cant do my current job and are attempting,
James's answer
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Answered on November 07, 2012
Chuck:
If you provide more than one-half of the support for someone else, you can protect 100% of your wages. If you do not, the creditor can...
Archived
How Can I Fight Company that Hounding me saying that it is now owner of credit card debt
James's answer
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Answered on November 07, 2012
If this is not your only credit card debt, you should get a free consultation regarding your entire financial situation.
The overwhelming...
Archived
May not be attached or garnished unless such person has agreed otherwise in writing?
James's answer
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Answered on November 07, 2012
Banks are now asking borrowers to waive their right to exempt wages of head of family when making loans. If you want the loan, you will...
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