We are in a chapter 13 bankruptcy then we cannot afford to make payments on our mortgage. we decided to surrender the house

If you have not tried mortgage modification within the bankruptcy, then you should give it a try. Bankruptcy Court in the Middle District of...

Mediation with collection company for creditor?

I agree with my colleague. File a motion to compel and for sanctions for failure to comply with the court order. If you need additional...

I was informed by my employer that a company named Unifund is going to start garnishing my wages.

You should check Miami Dade County Clerk of the Court's records, and you might find your judgment there. To see the court file, you will actually...

I reside in a home in foreclosure.

It depends on who you, are and what is your relationship to the property. If you are a tenant and have a written lease, you should be able to...

How can I postpone a judgment hearing in Florida as I will be out of town .

File a motion for continuation of hearing and explain the reasons why you cannot make it. You can also call opposing counsel and tell them that...

We are still waiting for a foreclosure date on our house. We declined a mediation way back. Is it too late to mediate again?

It appears that you surrendered the house in Chapter 7 bankruptcy, but you're now seeking to keep the house. I am assuming that you have not been...

I sold a truck in 09 and i just received a notice that i owe a towing and storage fee for this truck for the past six days .

Call the towing company and tell them that you sold your truck 4 years ago. they will send you a paper that you will fill out and send it back to...

What happens at foreclosure mediation, is it helpful? I have short sale papers and offer in with the bank already.

The lender's short sale department does not necessarily communicate with the foreclosure department. If you've been working with the lender's...

Dear sir , I need some legal advice about collection

You need to contact a consumer law attorney to review the agreement with the school. Because you signed the contract, the school can exercise any...

They can foreclose if you fall behind on your payments. HELOC is secured by the property you live in, even though the note is in your deceased...