I have a certificate of title on a property and it is going into 1st mortgage foreclosure. Is there any defense or any chance

You bought subject to the first mortgage. So, unless you're going to pay the arreras and resume mortgage payment on the first mortgage, or try to...

What are my options against a debtor who defaulted? I have a lien on his car but the car is worth less than what he owes me

If he's still your friend, talk to him first, and see if you can work it out. If not, you will have to sue him and get a judgment to be able to...

I am a tenant in a home that is about to be foreclosed on....

You may want to go to the hearing and ask the judge for additional time to remain in the property. You cannot set aside default. But under the...

If your husband got served with the complaint and summons, he needs to respond within 20 days. I am not clear why he would want to file a Motion...

If I am going to file for bankruptcy, how would I handle consumer debt collectors that are filing a lawsuit in the meantime?

I agree with my colleague. And, even if you do not have the whole attorney fee amount saved, hiring a lawyer is a good idea. Some lawyers will...

Does a HAFA short sale process have any real teeth to set aside a foreclosure sale?

Like HAMP, The Home Affordable Foreclosure Alternatives (HAFA) initiative is a component of the Making Home Affordable Program (MHA). HAFA offers...

If on your credit report an account is "charged off" and you receive a letter from a collection company, is it true that as long

"charge off" is an internal accounting term and has nothing to do with collectability of that debt. The debt can be sent for collection or can be...

You need to talk to a real estate attorney about your options. You're saying that condo is not Fannie Mae. Only a loan may not be a Fannie or...

I go before mediation in a few days.

You should have representation during this foreclosure mediation. It may be well worth it to spend the money to save your home. BUt, if you...

Mediation in Judge's chambers before Hearing

I agree with my colleague. Mediation is not the process in which anyone but the parties make decisions. Judges who preside over the case, cannot...