Archived
Chapter 13 Bankruptcy that provides owners of homestead property the opportunity to mediate a mortgage modification what?
Dorota's answer
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Answered on September 06, 2013
There're selected states, like Florida, for example, and selected districts within those states, that offer a mortgage mediation program in Chapter...
Archived
Can a bank hold funds in my account before the collection agency sues and gets a judgment?
Dorota's answer
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Answered on September 02, 2013
Yes, there's something that is called pre-judgment writ of garnishment that a creditor can obtain after meeting certain criteria under the statute.
Archived
Establishing venue for Credit Card Department Store debt with written contract.
Dorota's answer
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Answered on August 30, 2013
Venue simply says where the lawsuit can be brought. As to what state's SOL law govern this transaction, unless spelled out in the contract, will...
Archived
Hi, I have a loan with BOA, was never even late on a payment, BOA raised my mortgage $400 a month as the tax collector took away
Dorota's answer
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Answered on August 29, 2013
Once you go into foreclosure, the lender wants to make sure that the property is insured and taxes are paid. The forced placed insurance is...
Archived
My HOA has sent me a 45-day notice of intent to foreclose. I still occupy the premises can they evict me?
Dorota's answer
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Answered on August 28, 2013
If you have not paid your HOA fees, HOA can foreclose on their lien, and take title to the property subject to 1st mortgage. They can then lease...
Archived
What about the homestead exemption?
Dorota's answer
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Answered on August 25, 2013
You should be really cautious about not claiming homestead exemption in favor of a wild card exemption. You need to consult and discuss pros and...
Archived
I am looking to file bankruptcy. I am unemployed.
Dorota's answer
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Answered on August 23, 2013
You should really consult a bankruptcy attorney to review this with you. There're many scenarios under which this could possibly be a problem. ...
Archived
Do i need a real estate lawyer?
Dorota's answer
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Answered on August 23, 2013
You should consult an attorney to explore your options. And there're many, and they depend on what it is that you want to do. You want to consult...
Archived
What about life insurance and Bankruptcy?
Dorota's answer
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Answered on August 22, 2013
You have to disclose it on the Statement of Financial Affairs. As long as you can show the trustee that the money was used to cover funeral...
Archived
HOA fees still due after foreclosure. New owner joint and severally liable with old owner.
Had no idea this was possible.
Dorota's answer
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Answered on August 22, 2013
The hard cold truth is that by statute, as a new owner, you're liable for the past HOA dues. That is something you should have checked before...
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