Questions answered by Dorota J. Trzeciecka

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Rental house in lien?

Dorota's answer | Answered on September 17, 2013

When a homeowner falls behind on the HOA fees, the HOA has the right to ask you to make the rent payments to the association, instead to the owner,...

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When filing chapter 7, can the Florida Prepaid college fund be protected? or will I need to surrender the account ?

Dorota's answer | Answered on September 17, 2013

Yes, it's protected under Florida Statutes 222.22. See the link below.

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What other requirements other than documents for a chapter 7 bankruptcy are needed?

Dorota's answer | Answered on September 17, 2013

Clerk's website for your bankruptcy court where you'll filing is the best resource.

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I've been paying property taxes directly to the county for over 7 years. Now Nationstar wants to force escrow on my loan.

Dorota's answer | Answered on September 15, 2013

When you fall behind on your mortgage, the lender wants to make sure that its interest in the property is protected, including payment of taxes and...

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My husband and I signed a pre-need contract with a cemetary in Aug. the contract became binding Aog 30. Since that time we

Dorota's answer | Answered on September 15, 2013

The answer is in the pre-need contract that you and your husband signed. Take it with you when you go to see an attorney. You should go and...

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Can I have a foreclosure vacated if the RESPA research was never final when the foreclosure judgment was entered

Dorota's answer | Answered on September 14, 2013

The time to raise these issues was before the foreclosure judgment was entered. You're talking about currently being in modification or...

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We are in foreclosure with Wells Fargo (WF). Mortgage modification is completed. After 3rd payment WF denied permanent mod

Dorota's answer | Answered on September 11, 2013

You need to find an attorney, if you do not have one, to advocate on your behalf. It appears that WF is preventing you from getting a permanent...

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I am being sued by my Hoa for non payment and have a court date this week to finalize and get an auction date.

Dorota's answer | Answered on September 09, 2013

Generally, unless your agreement with the HOA attorney was reduced to writing and signed by you and the HOA, it is your word against theirs. If...

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What is likelihood of deficiency judgment after Florida foreclosure? Do they go after other assets even if they are in a trust

Dorota's answer | Answered on September 09, 2013

It all depends on the language of the trust. You should consult an attorney dealing with asset protection and have them review the trust and give...

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Do I need a realestate attorny

Dorota's answer | Answered on September 09, 2013

I agree with my colleagues. You need to speak to an attorney. An attorney will be able to determine what liens these are. Also, a letter from...

Dorota J. Trzeciecka's Answers (560)

Rental house in lien?

When filing chapter 7, can the Florida Prepaid college fund be protected? or will I need to surrender the account ?

What other requirements other than documents for a chapter 7 bankruptcy are needed?

I've been paying property taxes directly to the county for over 7 years. Now Nationstar wants to force escrow on my loan.

My husband and I signed a pre-need contract with a cemetary in Aug. the contract became binding Aog 30. Since that time we

Can I have a foreclosure vacated if the RESPA research was never final when the foreclosure judgment was entered

We are in foreclosure with Wells Fargo (WF). Mortgage modification is completed. After 3rd payment WF denied permanent mod

I am being sued by my Hoa for non payment and have a court date this week to finalize and get an auction date.

What is likelihood of deficiency judgment after Florida foreclosure? Do they go after other assets even if they are in a trust

Do I need a realestate attorny