Julio Cesar Marrero

My loan was in foreclosure and the firm was able to obtain a modification and get my loan out of foreclosure. I am very please with the work that was done and the communication between the firm and i was great. The process takes time so patience is needed but at the end the waiting was worth my time ...and money. I highly recommend Julio C Marrero & Associates.

The law firm of Marrero, Trivedi & Chamizo was a great choice as a lawyer to represent me for both my foreclosure defense and loan modification. Michelle (one of the outstanding supervisors within the firm) guided me through every step. Instructed me on what I needed to do in order to obtain a better... modification. She used every trick in the book to get us an outstanding modification. I am thrilled with the results!!!!!! She guided me through the process with confidence and kept me well informed throughout the entire process. I never felt "lost" in a process that is very foreign to me. I would recommend Julio Marrero’s office without reservation.

I was able to obtain a loan modification with Ocwen, with a principal reduction of $97,000.00 on my loan. thanks to the hard work of the attorney, my processor and the law firm I was able to keep my home and have a very affordable monthly mortgage payment. I would recommend this attorney in the fu...ture and will use his services again if necessary

I came to the law office of Julio C Marrero after going to 5 other lawyers for help. After only two months, i was able to receive a loan modification and my foreclosure got dismissed. I am so greatful to this law firm for helping me keep my home. The staff was great and friendly, always expalined e...verything to me and answered all my questions honestly.

I do NOT recommend Julio C. Marrero. He promised me a home loan modification in less than 6 months. One year later and after paying him more than $2000, I found out from my lender that the case has been closed for months because my attorney, Mr. Marrero did not send the documents the bank asked for.... In the meantime, I would call the processor in charge of my "case" (by the way, they changed processors 4 times and every time, one would take the case, he/she did not know what the previous one had done) and never got a response. They did not answer my calls or emails and that's is why I ended up calling my lender. They informed me that the case was closed because they never heard from the attorney. Julio C. Marrero took advantage of my situation, they lied at me from the beginning telling me the bank would forgive $ 70000 from my loan and that even though I was current with my monthly payments, the bank would modify my loan because the government was pressuring them to do so. What a lie! The bank told me that was not true, that the modification was for those who were behind with their payments and my lender Fannie Mae did not forgive any amount off the loan. I will file a complaint with the Florida Bar. Now, they kept billing me monthly payments of $149 even though the case had been closed for a long time. Do NOT trust these scammers, you will regret it. It's better if you work with the bank directly and save yourself time and money.