What steps do I take after receiving summons from a debt collector?

I agree with the previous answer by attorney Paul Weig. I consistently urge consumers to consult with local consumer attorneys--most do offer free...

I have student loan issues can a lawyer help me with those?

Yes, there are lawyers who can help you with student loan issues. The disturbing state of student loan debt collection is most definitely on the...

How can I securely pay off a debt? (with proper documents!)

In my debt defense practice, I have met with consumers regarding payday loan issues, and you are ABSOLUTELY right to be concerned that your payment...

Hospital bills with incorrect charges, need advise & consensus on how to handle avvo attorneys!

"Can" they sue you for the contested $750? Yes. If it does reach that point before you have straightened out the billing discrepancies, make sure...

It depends--if the lawsuit was filed on a debt that is outside the statute of limitations, then the lawsuit is not valid. Most importantly--do not...

Can a credit card company collect a debt after 13 years or freeze your bank account for the debt?

The other attorneys are correct that this smells of a scam. Though I cannot answer for North Carolina law as I practice in Florida, I will suggest...

Who do I ask about a garnishment?

"Immediately" is understandably vague. To me, "immediately" would reasonably be the next day or so. Document the fact that they haven't returned...

When you have a judgement entered against you, and it is filed in the courthouse, Does the judgement have to be renewed

Judgments have a "statute of repose", which is similar to a statute of limitations. The statute of repose for judgments governs when the judgment...

It is never too late to negotiate. It might be possible to get the judgment vacated depending upon the circumstances, and defendants have many...

I'm being sued by a credit card company, hoe can I handle this without using the court.

First--are certain that you are being sued (have you been served with official paperwork--a summons/order to appear or respond?) I mention this...