I've been paying a loan for about 5 years and just recently I missed a payment then a 2nd. This company charged my account.

I think your first course of action should be to contact the Federal Trade Commission (FTC). This agency enforces the Federal Fair Debt Collection...

Can you Foreclose on a Judgment Lien

The answer depends on the state, For example, in Florida not all judgment creditors can foreclose. The mortgage lender can foreclose, the county...

Do i need to accept being served for a debt that I have already settled

You should file a motion to dismiss and cite to the agreement to settle. The fact that the creditor cashed your check is evidence that the offer...

I received a judgement from a medical bill from 2009. I am making bimonthly payments until paid in full.

The company you are making payments to may have been misinformed. If you have a "bad debt" the creditor may report it to the Credit Bureau. Not...

HOA orders Contractor to do substandard repairs: is there any recourse? Contractor doesn't oversee or follow up on work done.

More information would be needed in order to give you an idea of all the recourses available. However, you can report this company to the BBB for...

Do you think bankruptcy is my best choice? Joint or single?

As others have replied, you must sit down with an attorney and review the entire financial "picture" with the lawyer. Generally speaking, if you...

Can I file bankruptcy for IRS debt?

Good day. Your question is whether you can file bankruptcy for IRS debt? The answer is that you can but you may not want to. For example, if...

My ex husband is filing bankruptcy. How do I file a claim for unpaid child support thru the bankruptcy court?

What I suggest is that you speak to a bankruptcy attorney to ensure that matters are handled in the best manner for you. While child support...

Short Selling house. Real estate agent negotiated the deal.

The responses above are correct. Real Estate attorneys will have the client's best interest as the sole priority whilr a realtor's priority is to...

I agree with all answers. I will add the following. Bankruptcy and Divorce are not always unrelated. Although this does not apply in your case,...