Archived
My ex boyfriend said he would pay an old debt thats in both our names but still hasn't. how can i get this done.
Karla's answer
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Answered on December 02, 2014
Since the debt is in both names you are each 100% responsible for ensuring the debt is timely paid. If it is not, like you stated, it will affect...
Archived
I have large medical bills I can not pay, going into collections. What should I do?
Karla's answer
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Answered on December 02, 2014
Dear asker, you may qualify for low cost or free legal assistance. Seek out the legal aid in your area to inquire. They may also refer you to a...
Archived
Can I sell a piece of jewlery within 6 months of filing chapter 7?
Karla's answer
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Answered on December 01, 2014
Dear Asker,
You provide very little information. However, generally speaking, whatever you possess the date of filing is considered either...
Archived
I own a timeshare since 1998 in Orlando FL. All the letters requesting payments were sent to the company I used to own, but the
Karla's answer
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Answered on December 01, 2014
Dear Asker,
Unfortunately, if your business closed and you did not update your address, I am afraid there is not much you can argue in the way of...
Archived
Partially exempt asset in Chapter 7
Karla's answer
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Answered on December 01, 2014
It depends. Sometimes, Trustee will ask you to waive your exemption if the projected liquidation value is too low. You do not have to agree, of...
Archived
I have a vehicle I have not made a payment on since May '11. I owe $16,500. I received a settlement offer, what's my best move?
Karla's answer
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Answered on December 01, 2014
Dear Asker,
I am surprised that the lender has not repossessed your vehicle. In Florida after 2 months delinquency most people find that the...
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Archived
Can Best Buy delete my payment history without my permission?
Karla's answer
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Answered on November 30, 2014
It does not sound like a violation of privacy issue. You have to look at the credit paperwork given to you when you obtained credit with Best Buy....
Archived
Do we lose the Head of household exemption if the judgment is against husband and wife?
Karla's answer
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Answered on November 30, 2014
You should go speak to a local and experienced debt settlement attorney and possibly bankruptcy attorney. you should not quit your job as there...
Archived
My horrible tenant left damages. She wants all her security deposit and is suing me. Worried because she's a convincing liar.
Karla's answer
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Answered on November 30, 2014
Dear Asker,
You should consult with a landlord tenant attorney with litigation experience. If you have documentation that the tenant left the...
Archived
I have a debt i need to settle. How do I get a settlement letter written and agreed to?
Karla's answer
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Answered on November 30, 2014
As the other attorney noted, debt settlements are typically conducted telephonically. Sometimes attorneys will also communicate with the creditor...
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