Archived
I have 2 Maryland state tax liens on my credit report. The time yrs are from 99-03. Is there a statue of limitation?
Daniel's answer
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Answered on February 20, 2014
I handled an FCRA matter regarding IRS tax liens that were improperly showing up on a client's credit report. If Maryland state tax liens are...
Archived
In Florida, or perhaps elsewhere can the “innocent owner” defense be employed in a foreclosure action
Daniel's answer
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Answered on February 20, 2014
The facts you provided are too limited. You should seriously consider meeting with a qualified foreclosure defense attorney in your area to review...
Archived
Judgement filed against me for collections, but plaintiff went out of business. What's the next step?
Daniel's answer
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Answered on February 20, 2014
Start by pulling your credit report and see who is reporting the account and if it is being updated.
Archived
If a collection account is 6 years old and sold to another collection company does it remain on your credit for another 7 years?
Daniel's answer
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Answered on February 19, 2014
THe time period you are referring to runs from the first date of delinquency. It does not renew each time an account gets sold.
First Choice Mediation, Inc. re past due credit card (2002). Am told they will accept 50%. Heard 0 from card company. Legit?
Daniel's answer
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Answered on February 19, 2014
You should pull a copy of your credit report to see who is reporting this account. You also need to dispute the debt with them. Did they send you a...
Archived
How can I help my son build his credit without piggy backing on my credit
Daniel's answer
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Answered on February 19, 2014
With limited facts it's hard to give you a proper assessment. Depending on how long ago the financial problems occurred, those problem accounts may...
Archived
The statute of limitations has past on an old credit card debt. A debt collector keeps contacting me. Can I tell them to stop
Daniel's answer
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Answered on February 19, 2014
The FDCPA provides that if you send a debt collector a written request to cease contact with you they must comply, but that they may contact you...
Archived
My condo ASS served my tenant with a letter. They gonna collect the rent from him until they recover
what I owe , they say.
Daniel's answer
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Answered on February 19, 2014
I agree with Ms. Stage. The only thing I would add is that if you believe there is an error in the amounts added on, send a dispute letter to the...
Archived
Can I sue my Mortgage Company for attorneys fees?
Daniel's answer
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Answered on February 19, 2014
Why didn't you have the attorney you hired review all the fees and costs added to your reinstatement to see if they could properly be disputed?
If a landlord is in foreclosure, can a tenant file bankruptcy and use the automatic stay to prevent a sale of the property?
Daniel's answer
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Answered on February 19, 2014
Mr. Russo gives an excellent answer. I would just add that if you filed BK for no other reason than to prevent the sale, you really didn't help...
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