Is it better to wait and let the debt fall off the credit report or dispute it? what does the updated date mean in the example?

The UCC's 4 year statute of limitation applies to retail installment contracts here in Florida. Can I assume the car was repossessed? Is there any...

Does "disputing a debt on one's credit report open doors for the creditor to go after the debtor? does that create a new date

I agree with my colleagues. I would just add that you should look at the date of last activity, not the date updated, to determine if it's been...

Do I have a case?

More facts are needed. At a minimum, send a dispute to the credit bureaus if you believe the way the account is being reported is inaccurate. From...

Qestions referring to credit card/ getting a good credit score

Yes, it will help, but try not to keep it maxed out. As you pay it off, don't keep adding new charges unless absolutely necessary, because the...

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I am being sued by Midland Funding for a credit card debt they purchased. I have a question about time barred debts

Does the complaint allege the date of default? Keep in mind that the credit card member agreement often contains a choice of law provision which...

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How can I get a paid off UT state tax lien deleted from my credit reports?

Assuming the information is being reported accurately, the Fair Credit Reporting Act provides, under 15 USC 1681c(3), that paid tax liens remain on...

Can I inquire about my debt without renewing my debt?

If you believe the credit reporting is inaccurate, start by sending disputes to the credit bureaus, who must forward your disputes to the companies...

Can medical debt collections get a judgement and garnish wages in florida.

Depending on how much he earns and what assets he has, he should consult with a bankruptcy attorney in his area to see if he qualifies for relief...

Who is on the mortgage and note? More facts would be nice, but at a minimum, file a motion for extension of time with the court with the reason...

Someone has applied for life insurance without my consent and i cant seem to find who or what company they did this with

Often when you apply for life insurance, your credit report gets pulled. Request a copy of your credit report and look in the inquiries section to...