Leased a car at a lease to own lot 3yr's ago who reported monthly to the 3 credit services now they stopped and my credit is bad

There is no affirmative duty to report an account to your credit file. However, if they do report, it must be complete and accurate.

Debating best process for disputing my credit report. Should i get my credit reports mailed to me and mail my dispute letter?

You haven't mentioned why you are disputing the judgment. Is the reporting of it inaccurate in any way? As to annualcreditreport.com, you will have...

Does cancelling my credit cards and applying for new ones lower my credit score?

Age of credit factors into your score, so depending on how old those accounts are, it could hurt your credit.

Depends on your credit history and lender requirements.

What is the fastest way to build my credit scores?

This is not a legal question. For information on credit scores and improving credit, try myfico.com.

I wanted to ask you.is that credit repair sites are accurate and real??

Do your research and you may find a reputable company. But you can also do this yourself. Start learning about your credit at myfico.com.

Is it so that there is no recourse to unpaid traffic fine that has prohibited my getting a license in any other statefor 20 yrs?

Consider contacting a legal services office in your area to assist you with this issue.

JOINT CAR LOAN EX LEAVES STATE

If both of you are on the title, then both of you have the right to possess the car. You could consider suing her for payments you made if you have...

Civil case, default Judgment and then settlement. It hurt the credit score very bad.

Judgments can remain on your credit report for seven years after they are satisfied. You should consult with a local consumer attorney to see if...

I never accpeted a registered letter from a bogus credit card leasing company. Now they have a judgement on me. Can I counter

I agree with Mr. Castagliuolo. It really is time to contact an attorney in your area to review the specific circumstances of your case.