Can I use a secondary credit number or credit privacy number to open new lines of credit such as credit cards or a auto loan?

Mr. Berkus gives you good information. I would never recommend someone get either of these in order to apply for new credit. There are companies...

Why did my debt case get dismissed when i paid in full prior to court date, and the debt is still sitting on my credit report?

You should have a record by the payment method you used to pay over the phone. The company's attorney possibly didn't move forward with the case...

You need to send written disputes to each of the credit bureaus regarding the account(s). If the disputes are not resolved to your satisfaction,...

What are the legal ramifications if a put a stop payment on a pay day loan in Florida if i intend to pay the loan within 30 days

Best thing to do is consult a consumer attorney in your state. Also keep an eye on your credit report to see if anything negative is being reported...

Unmarried couple: one with good credit, variable income: the other with steady income, and bad credit, rough history.

Applying for what? An apartment? If that's the case, consider applying by yourself and offering a higher security deposit.

Credit Repair Attorneys: My car was repo'd a year ago and I paid the deficiency. Will I be able to get another car?

You might still be able to obtain new financing, but it may not be on the best terms. Despite the fact that you paid it off, a repossession will...

This does not appear to be a legal question.

First, there is no affirmative duty of a creditor or collector to report an account on your credit report. That being said, the collectors have a...

What to do if a derogatory mark on my credit report is not mine?

You need to dispute these items in writing to each of the three credit bureaus, Equifax, Experian, and Transunion. The bureaus will forward these...

If I can't get a home equity loan or line of credit (though I own property) due to my poor credit and debt to income ration,

Every lender has their own lending criteria. Best to shop around and ask a few lenders or mortgage brokers.