Archived
Is there a way to entice Citimortgage to forgive some, or all, of the missed payments / penalties of my loan?
Daniel's answer
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Answered on August 11, 2014
If this is the only negative thing on your credit report, consider that a public record item such as a foreclosure judgment will really hurt your...
Archived
How do I deal with AMEX over bogus charges on my credit report, despite sending a certifed letter, with
no response?
Daniel's answer
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Answered on August 09, 2014
Send written disputes to each of the credit bureaus detailing your disputes. If you have anything to substantiate your claims, attach it to your...
Archived
Why is it my mortgage paid off on my credit report but it is not paid off.
Daniel's answer
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Answered on August 09, 2014
More information is needed before an answer can be given.
Archived
Multiple unauthorised Credit inquiries on my credit report. Can one sue ?
Daniel's answer
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Answered on August 08, 2014
Yes, you can sue under the Fair Credit Reporting Act, but you should consider meeting with a consumer attorney in your area to review whether you...
Archived
Credit card debt not showing up on credit report.
Daniel's answer
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Answered on August 08, 2014
Why would you want bad debts to show up on your credit report? If no one is attempting to collect on these debts, and they aren't being reported on...
Archived
I have a client I am doing a refinance for. He has 2 lot loans in NC that were foreclosed on and show as a charge off with an
Daniel's answer
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Answered on August 08, 2014
Mr. Berkus provides excellent information. The only thing I would add is that if the lender sold those loans post-chargeoff, it should be reporting...
Archived
I just looked up my credit report and see a $1700 collections account for a hospital bill that I never received. Best recourse?
Daniel's answer
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Answered on August 08, 2014
Aside from what the others have said, I would add that if the information is being reported accurately on your credit report, then the dispute...
Archived
Collection account is open on my credit report, even though payment is made 2 years back.
Daniel's answer
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Answered on August 08, 2014
Just because you paid it doesn't necessarily make the information inaccurate. Is it being reported as paid, or is it showing a balance owed? Before...
Selected as the best answer
Archived
Can i have the missed payments removed from my credit report and are the credit bureau and creditors violating my bk rights? on
Daniel's answer
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Answered on August 06, 2014
You need to speak with an attorney in your area experiences in FCRA matters. Many even offer a free initial consultation.
Archived
Who do I contact to report a credit union in Southern California for falsifying bank statements to Chex Systems?
Daniel's answer
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Answered on August 02, 2014
Consider contacting an FCRA attorney in your area. Go to naca.net and do a search in the Southern California area.
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