Do I need to find a attorney?

Sounds like you've taken the right steps. Now you should consult with a consumer attorney in your area experienced in FCRA matters. Go to naca.net...

Can I have a an auto repossession removed from my credit report in the following situation?

Unfortunately, regardless of what the judge put in the order, you were the only one legally responsible on the debt, so the repo belongs on your...

Experian changed every acct from "inc in bk" to collection. My score dropped 60+points. They did this after a very hostile rep

Before you have an attorney come in on this, send a written dispute letter to Experian detailing each inaccurate account and the reason for its...

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Can I get a satisfied judgement removed?

If the judgments is reported as satisfied, it can stay on your report for seven years after satisfaction. If it is not reported as satisfied,...

How can I recover from them ruining my credit bureau?

Have a consumer attorney in your area review the contract you signed with the debt management company to see if you have a cause of action here.

Can I really obtain a SCN or CPN to use instead of my SS# to rebuild my credit?

This has been asked a few times in the past. Here is what I always say - it depends on what you want to use it for. I would never recommend someone...

Would I need to counter sue a person for giving false information.

Unfortunately, unless you have proof that you paid her cash, it's your word against hers. But she's equally liable for the debt. Not sure why she...

Where do I start when trying to get a judgement off of my credit report ?

There should be contact information related to the credit report entry at the end of your credit report, and sometimes right within the entry. Use...

This has been asked a few times in the past. Here is what I always say - it depends on what you want to use it for. I would never recommend someone...

Can I ask potential a roommate to pay for a credit check?

Who is pulling the credit, you or the landlord?