Archived
I payed a car payment for 3 yrs and the bank did not report it. And the credit bureau won't except the documents.
Daniel's answer
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Answered on September 16, 2014
Unfortunately, this is a lesson learned much too late. Keep an eye on your credit at least once a year. Creditors have no affirmative obligation to...
Can any company pull my credit report without my written/verbal consent(or without even telling me) ? ADT pulled my credit witho
Daniel's answer
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Answered on September 16, 2014
Did you read every single word of the paperwork you signed? Are you certain that the paperwork didn't authorize consent to pull your information?
Archived
Can a chapter 7 bk be removed from credit report after 6 tears
Daniel's answer
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Answered on September 16, 2014
Could it be removed? There's always a possibility, even if remote. But legally it can stay on the report for up to ten years.
Archived
In the case of a Plaintiff vs Equifax for violation of FCRA,, l wonder why can't l win too for suffering same harm from company?
Daniel's answer
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Answered on September 13, 2014
You haven;t actually said what your dispute is with the credit bureaus. If you have gone through the written dispute process, and are not satisfied...
Archived
While trying to improve my credit. I discovered a debt in collections I don't know what to do about
Daniel's answer
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Answered on September 13, 2014
If the debt is being reported accurately, you can't legally have it removed. It should drop off 7 years after you defaulted on the debt. If it's...
Can expired judgements be expunged from my court records in Minnesota?
Some over 10 years old one over 20 years old?
Daniel's answer
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Answered on September 13, 2014
This is not really a credit repair question, unless these judgments are still showing up on your credit report. Contact a consumer attorney in your...
Archived
Inaccurate item showing on my credit report.
Daniel's answer
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Answered on September 13, 2014
Send written disputes to each of the credit bureaus challenging the inaccurate reporting. If the issue is not resolved to your satisfaction,...
Archived
How long does it stay on your credit report and what's the old law and the new law of how many years it stays on your credit
Daniel's answer
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Answered on September 13, 2014
If you mean bankruptcy, it's 10 years.
Archived
I would like information on filing a claim against a collection agency and the billing company.
I am a junior with a 750 credit
Daniel's answer
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Answered on September 13, 2014
This is a mixed credit file issue, and is not uncommon. Send written disputes to each of the credit bureaus challenging this inaccuracy, and be as...
Archived
What do I need to do to remove my son from my 3 gas credit cards as an authorized user? They are showing up on his credit report
Daniel's answer
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Answered on September 13, 2014
Two things - you need to contact the creditor and let them know that they are reporting this account to the wrong credit report, and your son needs...
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