Are credit bureaus allowed to keep adverse reports for the full 7 years, once the negative item has been disputed and deleted?

It's simply time to meet with an attorney in your area. Best place to look for consumer attorneys experienced in credit reporting issues is naca.net.

At the close of the statement period, if the charges are posted, you should file a dispute to the card issuer under the Fair Credit Billing Act....

How to remove a repo off credit report from last 7 years?

I will respectfully disagree with my colleague as to the reporting period - it is 7 years after you go delinquent. Since you disputed it already,...

Bank teller states that money owed to furniture store is affecting my credit score, What should I do?

You cashed a bad check at a furniture store. When did you find out the check was bad? Did you make any attempt to repay the furniture store? Did...

Can I sue the bank? If so, for what and how much?

Is the bank still updating the trade line? If so, your dispute is with both the bureaus and the bank. Notwithstanding the letter you received from...

How can a credit bureaus justify keeping an adverse report active on your credit file for a seven yr span, when it is not valid?

So as not to repeat the great answers already given, I would just add that you've completed the dispute process. You have not achieved the results...

This has been asked a few times in the past. You can do a simple google search to find some sellers. But I would never recommend someone get either...

A collections agency Posted a false debt on my credit report. How can I have this removed?

You need to send written disputes to the credit bureaus challenging the inaccurate information. You can also send a dispute directly to the...

You didn't mention whether your credit report mentions the bankruptcy. You only stated that the department store card account was closed because of...

Is the federal fair credit act a law . And is it a Federal law.

Yes, the Fair Credit Reporting Act.