Archived
What should I do now? My loan is currently being reviewed for a loan modification and the servicer is still asking for docs.
Margery's answer
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Answered on February 09, 2017
This is not a question that can be responded to with that considerably more information, and without reviewing the court file. The bottom line is...
Archived
How do I get my name off a second mortgage, was successfully discharged in CH 13 in 2013? Still showing on credit report.
Margery's answer
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Answered on February 07, 2017
While the discharge would prevent the creditor from collecting against you, there is no way to physically remove your name from the second...
Archived
Can he get what he claimed? Any idea from your profession will be greatly helpful to me. Thanks.
Margery's answer
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Answered on February 06, 2017
The challenge is that every case is different, and the underlying details, and how the case is presented, will determine the outcome.
You need...
Archived
Received a complaint with no summons attached
Margery's answer
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Answered on February 03, 2017
This is an issue that causes considerable confusion to borrowers. The fact that the condo foreclosed you out does not impact at all your...
My wife took out a loan for a house I,m not on the note or mortgage or deed and she died am I liable.
Margery's answer
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Answered on February 01, 2017
A 1099-a does not necessarily have any consequences for you. Legally if you did not sign the note and did not assume the mortgage, you should not...
Archived
Deed in lieu
Margery's answer
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Answered on January 31, 2017
This is not a question that anyone can answer without knowing all of the facts and details. Whether there's a good reason for them to require the...
Archived
Good Morning all: I received a complaint to foreclosure claim of lien what does this mean?
Margery's answer
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Answered on January 31, 2017
Good morning.
You need to take quick action or this is going to become a runaway train. Your association could actually sell your property out...
Relocation agreement and release house forclosure
Margery's answer
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Answered on January 30, 2017
While it is up to you, they won't pay you if you don't give them your social security number. They will also report the payment on a W-9 form to IRS.
Archived
For Ch. 13 Bankruptcy for mortgage debt, how do I calculate my ENTIRE mortgage debt from my most recent statement?
Margery's answer
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Answered on January 29, 2017
You should not use whatever figures the mortgage company claims, as they are typically loaded up with erroneous and improper items. Ultimately the...
Is a Third Party Purchaser considered a "Successor in title" of a first mortgage bank foreclosure?
Margery's answer
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Answered on January 29, 2017
No. A third-party purchaser is not a successor in title to a first mortgagee under those facts, because the first mortgagee was not in title. The...
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