Archived
At my foreclosure home auction, can the lender add more costs to the amount of the Consent to Judgment I signed?
Margery's answer
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Answered on March 15, 2017
There is no way to determine in advance the opening bid, it is completely at the discretion of the plaintiff how much it will bid and how high it...
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Does pmi protect a lender and helps pay off the mortgage when a borrower is deceased ?
Margery's answer
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Answered on March 15, 2017
No. PMI does not protect the owner at all. It is solely to protect the lender, in the event that on Foreclosure, the lender does not receive back...
Archived
How can the lender's attorney they hired for my bankruptcy be allowed to file for a Motion to Reschedule Foreclosure Auction?
Margery's answer
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Answered on March 14, 2017
Wrong. It sounds like you are pro se. You need an attorney immediately. The Foreclosure George in St. Lucie County will eat you for breakfast. ...
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Archived
What are the real estate laws regarding co-signing on a home mortgage?
Margery's answer
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Answered on March 14, 2017
Find another lender. There is no law of any kind regarding who can cosign a mortgage. Apparently some lender has an internal policy that they...
Archived
If a foreclosure Plaintiff is a servicer and owner and they transfer their servicing an ownership, can they later assign a bid?
Margery's answer
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Answered on March 13, 2017
More detail is needed. However, a plaintiff who transfers an interest in the loan during the litigation generally may continue as Plaintiff, and...
Archived
What is the best way to pay off a mortgage?
Margery's answer
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Answered on March 13, 2017
The only safe way to do this is to contact the bank and ask for a written payoff statement, with a good through date of at least 10 days beyond the...
What is the statute of limitations on a Florida mortgage with no demand of payment for almost 30 years?
Margery's answer
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Answered on March 13, 2017
There may be additional details which would affect the answer, but normally the statute of limitations on a mortgage is five years beyond the...
Archived
What If a defendant files for bankruptcy protection in response to motion for consent judgment of foreclosure?
Margery's answer
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Answered on March 13, 2017
In principle, there is nothing wrong with filing a bankruptcy to attempt to utilize the bankruptcy process to address foreclosure issues.
The...
Archived
If facing foreclosure and you have filed bankruptcy, do you need a defense attorney as well?
Margery's answer
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Answered on March 13, 2017
It is not possible to answer this question without a great deal of additional information. For starters, what bankruptcy chapter has he filed? If...
Archived
I bought my house in 1998 for 96000 it is in fort Lauderdale however the property is now worth 170000 is the current worth Exem
Margery's answer
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Answered on March 11, 2017
Exemption for what purpose? As your homestead it is exempt for many purposes, but the details of what you are seeking to be exempt from are...
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