Any advice will be appreciated

This is not a question that can be addressed on a public web site. It is a case-specific question, and will require individual analysis. It is a...

Possibly. Who was the purchaser at the foreclosure sale ? Was it the plaintiff? If not, then there would be no issue of a FEMA hold. If it was the...

Your ONLY practical option is to retain the services of an attorney who is knowledgeable regarding mortgage law, to review and analyze the entire...

Hello Counselor. IF the Writer of a NOTE or a contract makes payment thereon impossible, is that note made VOID/able ?

No, as messed up as what you relate is, it does not render the mortgage voidable. If handled properly, it might form the basis of a useful...

Generally, no. Certificateholders are participants in securitizations and receive certificates sort of like stock certificates, which outline the...

Interest is added to the principal balance distributed to you. Right now, it is around 4.6% if you choose adjustable rate, about 5% if you choose...

Your only hope is to file objections to sale within ten days. However, unless the objections to sale raise cognizable issues which, if proven,...

What if a judgement has been given in an unverified complaint of foreclosure?

The lack of verification would not be of any use after a final judgment. However, there may be other things that can be done to attack the...

Should I proceed with my mortgage closing with the advice my broker has given me?

Brokers are dangerous - they have only one interest - to receive the commission they will get from the transaction. Brokers led many people...

How to help us keep our house out of foreclosure?

Your best option is probably a Chapter 13, bankruptcy. If you qualify, depending on how many payments behind you are, a Chapter 13 plan may be...