Under MI state foreclosure and real estate law will foreclosure sale go to pay off both first and second mortgage

There are often state laws that can impact this issue. However, generally if the first mortgage forecloses, unless the bidding at the sale goes...

My credit card was cancelled is there a way I can claim my reward points

The answer to this is completely dependent on the terms of the credit card agreement. However, at times the credit card companies will work with...

The test for whether you can file Chapter 7 Bankruptcy is based on your household income. It varies depending on where you live, the timing of...

The entire purpose of bankruptcy is to give people who are swamped by debt a fresh start. Most bankruptcy attorneys give free initial...

How can I compel the bank to close 2nd mortgage after the short sale has been approved

Negotiating a short sale when you have more than one mrotgage is tricky. There is no way to finalize it without the cooperation of both. You need...

If I file for bankruptcy protection will the cosigner of my car become liable

You will be required to testify under oath at the Chapter 341 meeting, and your petition must be sworn to under oath. If you are untruthful, it...

Are there any alternatives to foreclosure

There may be a number of possibilities. Unfortunately, the media tell everyone to "contact your lender", and this is not correct advice. The...

Statute of limitation, possibly missing contract

Before you do anything, you should consult an attorney who specializes in debt collection law. it is possible that the statue of limitations has...

Should I file bankruptcy on debt acumulated while single? (now married)

Before you do anything, you should consult an attorney who specializes in debt collection law. it is possible that the statues of limitation have...

Who owns the house upon death?

Your friend needs to consult a local attorney. I do not practice in your state, so can only give you general advice. Normally, a dying person's...