Can I be held liable for any deficiency if I let my home get foreclosed

Be VERY CAREFUL and don't assume that the people who are "just walking away" are getting away with not having to pay. The process can take quite a...

In most cases, successful completion of the ARD program results in dismissal of the charges. If that was the case in your situation, you should...

You might do better to just file bankruptcy. The failure rate of the debt consolidation plans is very high. For less than they would charge you,...

You can sell the car, but since the debt is reaffirmed, you have to pay it off, or you will not have a clear title for a buyer. Car dealers are...

Can I discharge creditors' judgments via bankruptcy

Unfortunately, that suit was probably very defensible when it was filed. There are statutes of limitations on debts, which vary by state. There...

Broward County drug court. Can I get in W/O Attorney?

If you have a Public Defender, he or she is a lawyer., paid by the State of Florida to represent you. If you qualify for drug court, the Public...

Procedure for filing bankruptcy in Arizona

Bankruptcy is not simple or cheap. While there is no "magic number" in terms of how much debt it would discharge to make it worth doing, if your...

Can homeowners dispute assessments issued by HOA board

This certainly does sound questionable. If the Board intentionally disregarded the expressed wishes of the unit owners, they may well have a...

If I file for bankruptcy will I lose my car that is all paid off

If you qualify for Chapter 7, depending on your assets if any, bankruptcy may make sense. In order to file bankrupcy, you must disclose the total...

What is the foreclosure process in Virginia

Please don't call that company. Unfortunately, the mortgage crisis in this country has spawned many "mortgage rescue" outfits, looking to...