Would we be able to keep our home if we filed for chapter 13 bankruptcy

It depends on what assets you have to fund a Chapter 13 plan. Do you still have equity in the Virginia house, even in the current market ? If...

Debt collection

Usually, but not always.

Foreclosure

If your first mortgage holder forecloses,usually the result after the foreclosure sale it that the lien of the second mortgage is extinguished, and...

Civil judgement on a home foreclosure

This is controlled by state law. In many states, the answer would be yes. You should consult a local real estate attorney to discuss in detail.

He needs to speak to an attorney who specializes in consumer debt collection defense and credit reporting. It is not unusual for debt cllectors to...

Forcloser in Florida

No. You don't realize the proceeds, the bank does, and normally thosse are at a loss. Normally there is a taxable gain if you are released from...

Land ownership after a death

Unless these people have a legitimate deed for the same land that was covered in your father in law's will, the true owners have a basis t...

Assault and robbery on employer property

Ypu might very well have a basis for a claim. The issue would be whether the maintenance of the parking area by the employer was reasonable under...

Can I stop a garnishment? I have not been notified yet.

There may well be things you can do, but you are asking for it if you try to do it on your own. Clearly you have a lot at stake. There is no law...

Recieved foreclosure notice on the property I do not own - what should I do?

This is not unusual. There is chaos in the real estate finance industry and chaos inside many of the foreclosure firms. It may be that it is a...