The house is collateral for the mortgage debt. Therefore, mortgage documents normally give the lender the authority to protect and to secure the...

Does a tenant have rights to buy a rental home in foreclosure? (owner is deceased)

You have no better right to buy the property by virtue of being a tenant than otherwise. However, it is very difficult to get any sort of useful...

Is Deed in Lieu or Foreclosure better?

It is better if the lender will agree to accept it , but most will not,and before they will even consider it, they require that you submiit...

Will my chapter 7 discharge affect my future husbands credit?

No. As long as none of the debts included in the bankruptcy were his and as long as he does not agree to pay any of them or participate in any...

Under FL state law will getting married to someone with chapter 7 discharge affect my credit and liability

No. As long as none of the debts included in the bankruptcy were yours and as long as you do not agree to pay any of them or participate in any...

Can a credit card company take you to court or file a law suit against you when the debt is charged off as a bad debt?

Charging off a debt merely means that the owner of the debt has removed it from its accounting system as a receivable, and has labelled it a bad...

I have to request a copy of my wife's deed to her house from her lawyer. Do I need to use a form?

It is doubtful there is any form for this purpose. Howver, deeds are normally recorded on the public record, which these days are available on the...

Can I sue former mortgage holder for money paid to him over what was owed by us after foreclosurer?

Much depends on what evidence actually exists, what things you filed and signed and the details of what happened. If you gave the lender a deed in...

Drowning inCredit Card Debt unable to maintain payments

You would do better to consult a reputable bankruptcy attorney. Most of those debt consolidation companies do little or nothing to help, charge...

I received a summons from an debt collector and I need to respond within 20 days, how do I respond?

You should not try to do this yourself. The correct responses are not obvious, there are attorneys who specialize in debt collection defense...